We don’t know what tomorrow brings but we can have some control over how the family moves forward if something happens to you.
Final expense insurance is a very simple application with no medical exam. Premiums are very affordable and like other life insurance, the younger you decide to purchase, the less expensive it will be. Coverage varies based on what you can afford beyond paying the funeral and burial expenses that continue to increase each year. Premiums can start under certain qualifications as low as around $20 per month.
Most of these are whole life policies which means there is cash value you may get a loan from if needed. Most also have “living benefits” which gives you some financial protection from chronic, critical, or terminal illnesses.
Do this for your family so instead of scrambling to pay for your funeral with this added stress. They can have the peace and time to grieve and honor your legacy. I’m always here to help and answer any questions you may have.
I recommend final expense over funeral pre-planning coverages.
Jeff Guffey Agency 